Car accident medical bills can be considerable. Even a trip to the emergency room can count many thousands of dollars without any further treatment. If you have health insurance, you may have copayments and deductibles that could take plenty of money out of your pocket that you may not have. If you can prove that another driver was responsible for your crash, they would need to pay for your damages, including your past and future medical bills.
Negligence is at the heart of every car accident case. In order to be in a position where you can receive financial compensation, you must show that another driver did something wrong that caused the crash. Negligence means that the driver acted unreasonably under the circumstances in a way that a reasonable driver would not have. You compare what this driver did to what an average driver would have done. If this driver fell short, they would need to pay. First, they would use their car insurance coverage, but they would need to pay any amount above insurance coverage out of their own assets.
You have a legal right to be paid for both the money that comes out of your pocket and your non-economic damages such as pain and suffering. Your economic damages cover both your lost wages and your medical bills. If your health insurance provider has already paid for your expenses, they have a right to be reimbursed from the proceeds of your settlement. Then, your settlement would also pay your medical bills going forward.
If you have been injured in a car accident, you may be entitled to substantial financial compensation. To discuss your accident, you can contact the attorneys at Naples & Spence online or call us at 904.478.8964.